Verification by integration path
SDK / API integrators: KYB
KYB (Know Your Business) is business identity verification. If you integrate the SDK + API and take live payments in your product, your business gets verified when you switch to production. Have these ready (indicative; we confirm the exact list during verification):- Legal entity name and country of incorporation
- Registration / incorporation number and date
- Registered business address
- Beneficial owners (name, ownership stake)
- Business website and a working contact
MCP / CLI users: KYC via card verification
KYC (Know Your Customer) is personal identity verification. If you connect an agent through MCP or the CLI, there is no separate KYC form. Identity verification is inherited from your card: when you enroll it, the card is verified with your issuing bank (including OTP verification, a one-time code, where the issuer requires it), and every payment is approved with a passkey (Touch ID / Face ID) on your device. Your bank has already verified you; Prava builds on that.What Prava is — and is not
From our Terms & Conditions:Prava is not a bank, card issuer, acquirer, payment processor, money transmitter, stored value provider, or deposit-taking institution.Prava is a technology service provider for agentic commerce, operated by Prava Payments Inc (Delaware, USA). Payment processing, authorization, clearing, settlement, money movement, refunds, and chargebacks are handled by the card networks, banks, and licensed processors in the flow. Prava never holds your money. On data security:
- Prava maintains PCI DSS Level 2 / SAQ-D compliance (PCI DSS is the card industry’s data-security standard) and uses Skyflow, a PCI DSS Level 1 vault provider, for card vaulting.
- Prava does not store raw card numbers or CVV in its application databases.
- AI agents and apps never receive the user’s underlying card number or CVV.